About LoanCheck

In the real estate transaction, almost everything has a data trail—except the buyer’s financing.

LoanCheck aims to change that. Our Confidence to Close Score is the first-of-its-kind signal, built using secure, anonymized data from licensed professionals, independent third parties, and verified sources.

This isn’t fintech. It’s not govtech. This is Economic Technology—“EconTech”—a new category designed to increase trust in financial transactions by holding every party to a shared standard of credibility.

LoanCheck will eventually expand to other markets and “verticals”, but we will set the standard in Housing first!

Every one will be built on a simple formula: Transparency + Credibility = Confidence. 

The real estate and finance world I’ve worked in for decades has a hidden problem: no one really knows if a deal will close—until it does, or doesn’t. That uncertainty causes stress, lost time, shattered deals, and sometimes shattered dreams.

I’ve been a REALTOR. A licensed mortgage banker. A home buyer. A seller. I’ve seen this system from every angle, and the same problems persist: opaque financing processes and a lack of transparency and accountability.

I have persisted in creating LoanCheck because I believe in restoring confidence where it matters most—at the ground level of our economy.

LoanCheck is about trust. It’s about showing your cards when it matters. And it’s about creating the kind of system I’d want my own kids to buy a home in someday.

We’re not live yet. However, the architecture is already drawn up and ready to be built. The vision is solid. And the need is clear.

We are building the first true Economic Technology—a way to make trust itself measurable.

I hope you’ll join me.

—Thom Hayes, Founder, LoanCheck

LoanCheck Needs Moral Capital.

We are seeking a values-aligned funder, advisor, or organization to help us launch.

We’re not seeking a traditional exit, IPO, or acquisition. We’re building an independent economic utility—a public-good company meant to last.

If you are (or know) a morally serious capitalist, philanthropist, or public-interest technologist with a commitment to transparency, fairness, and systems-level change, we’d love to talk.

Please get in touch with Thom Hayes directly: Thom.Hayes at LoanCheck.net.